From Real Simple magazine.
- Appeal your property tax bill. The decline in the housing market means you’re probably paying too much in property taxes. So, get a copy of your home’s value
- Look into refinancing. Interest rates on home loans hit an all time low in the spring of last year, and have stayed low since then.
- See if you’re eligible for a federal help program. If home values in your area have drastically dropped, or if you’re struggling to pay your mortgage, you may be eligible for a Home Affordable Refinance or Modification. This program helps qualified home-owners by allowing them to refinance at lower rates, or modify their loans to help them save on their mortgage. Just go to MakingHomeAffordable.gov to see if you’re eligible.
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